Although retirement is still quite a way off, now is the time to start thinking about whether your financial future is secure. You might be thinking about starting your own business, buying an investment property or shares, or you might just want to be sure that you will have enough to pay for your children’s education.
Woodward Nhill can help you build on your financial foundations and plan for your financially secure future.

Getting your superannuation organised

The sooner you start to take control of your superannuation, the sooner you can take advantage of the tax effective benefits of superannuation.

We can:

• Recommend superannuation funds to suit your situation and goals
• Consolidate your superannuation funds
• Help you find your lost superannuation
• Make recommendations about your superannuation arrangements including personal contributions, salary sacrifice, co- contributions and spouse contributions.
• Review your insurance opportunities including buying insurance through your superannuation fund.

Building wealth

Once a reasonable amount of your family debt is paid off you can consider ther ways of building wealth, such as borrowing to invest in property or shares.

We can:

• Identify lending options to fund your investments
• Determine how much you can borrow based on your current financial commitments
• Set a budget to manage your cashflow
• Advise on strategies to minimise tax
• Review and recommend appropriate insurances

Becoming your own boss or running a business

Running your own business requires managing a lot of complex aspects, particularly financial management.

We can:

• Review and advise you on the specialised insurances you need to protect your income, business and employees.
• Advise on the superannuation requirements for you and your employees.
• Recommend superannuation strategies for your goals.
• Provide investment strategies and investment recommendations for your SMSF.
• Advise on succession planning for your business.

Educating your children

A good education can be expensive, but you want your children to have the best start in life. We can help you by setting an investment strategy to suit your goals, including consideration of all the tax implications.

Taking a redundancy

If you’ve been given a redundancy, we can help you make the best decisions about how to use that lump sum payment.

We can:

• Review your payout calculation
• Identify the Eligible Termination Payment components
• Provide recommendations about how much you can rollover into superannuation to minimise the total tax you pay
• Review and recommend appropriate insurances
• Establish a budget to help you live on your payout and any other income

Please contact Woodward Nhill on 1300 534 847 and let us help you build your financial foundations.

on 1300 534 847